Financial abuse is one of the abuses I didn't realize was so harmful! I had no idea that was a "thing" when I was with my abuser. The control he had over our finances and shifting the blame to me when money was low was eye-opening!
Honestly, I hated when we balanced the checkbook! It could possibly take hours to do because I was off by as little as a penny. Or perhaps I didn't have the right answer to a receipt purchase. (It was usually followed by intense scrutiny and accusations that I was cheating.) Here are forms of financial abuse and below is the video for this post. You can find more videos on my FB page (Click here) Hope when there was none
Ruin
Credit- not paying bills or opening accts without approval
fraudulently
Overdrawing
bank accounts
Files
for bankruptcy without your knowledge
Giving
an allowance and every cent is tracked
You
have to turn over any money you have
Bumming
money off you- slowly gives you a sob story
Refuse
to work or stop working
Refuse/Inconsistent
to pay support/alimony or lies about income so they pay lower support
Deny
they are the biological parent
Don't
supply health insurance if ordered or promised to do so
Stop
paying housing so you are evicted
Stop
paying on utilities so they are turned off
Steal
your welfare checks/card
Someone
is taking interest in your finances- say they have an investment
opportunity
Steal
money from you or family
Never
seem to have money of their own
They
misuse funds- frivolously, you are always behind in bills
They
destroy property you own or that you own together
Taking
a life insurance policy for you
Force
you to have access to your finances, Will, business, or Power of
Attorney
You
are not allowed to have a loan, bank account, car, house or job or
make it impossible to access
Demand
their name is on your account
Keep
a paper trail of these things- have a private ledger
Try
to get you fired from your job, may harass you at your job, make you
late or miss work
If
you are going back to school they may also harass you, make you late,
miss school
Smear
campaign at your workplace or school
Limit
your hours that you work
Not
help with childcare
Demand
access to your accounts/passwords
Doesn't
consult you in private or business decisions
Forces
you to go into a career or start a business you are not interested in
Forces
you to make fraudulent medical/tax claims or documents for
business/personal
Reports
“You” for fraud
Refuses
to finalize your divorce
May
take out a protective order or tie you up in court fraudulently in
retaliation
Refuse
to give you funds for necessities- food, money, medication, bills,
transportation
What can you do? Leave, file a police report, keep a paper trail, contact
an attorney to find out if you are liable for fraud. Contact credit
reporting companies about possible fraud, ask for an alert to be put
on for large purchases. They will decline any big-ticket items and
you will need to call and verify that you are purchasing.
Change
your password/pins- To something affirming- I am loved, I am a
survivor, No more
Squirrel
money away!
Open
a bank account
Make
copies of important papers, loans, bills, check stubs, documentation
of payments under the table
Contact
your employer about what is going on- Your focus may be off and it
may be noticed
This is a lot to process! But, learning how you can begin to protect yourself is so empowering! You are not alone! If you need to talk with someone or resources I am happy to help. I'm not an attorney or counselor but I am someone that understands. I've been where you are!
Stay safe!
BIG HUGS!
Mel
Here is a link to the Financial Abuse video